Terms of Use

These Terms of Use govern your access to and use of the website operated by S. Kopstick & Associates Inc. (“we,” “us,” or “our”) at skassociates.ca. Please read them carefully. They are designed to be plain-language and reasonable — not lawyer-bait.

Acceptance of these terms

By accessing or using this website, you agree to be bound by these terms and by our Privacy Policy. If you do not agree, please do not use the site. We may update these terms from time to time, and your continued use after changes are posted means you accept the updated version.

Use of the site

This website is provided for general informational purposes. It describes our consulting, training, and support services and gives background on Spire, Adagio, and related accounting platforms. Using the site does not, on its own, create a consulting engagement, client relationship, or any contract for services between you and us. A consulting engagement only begins when we agree on scope and terms in writing.

You agree to use the site only for lawful purposes and not to interfere with its operation, security, or other users’ enjoyment of it.

Intellectual property

All original content on this site — including text, structure, layout, graphics, and code — is owned by S. Kopstick & Associates Inc. or our licensors and is protected by Canadian and international copyright law. You may view and print pages for your own personal, non-commercial reference. You may not republish, redistribute, or use our content commercially without our written permission.

Spire®, Adagio®, PayDirt®, Crystal Reports®, and Microsoft Access® are trademarks of their respective owners. We reference these names because we work with the products. We do not claim ownership of any third-party trademark.

No professional advice

Content on this site is general information, not professional advice. Nothing here is intended as legal, accounting, tax, or financial advice for your specific situation. Before acting on anything you read here, please consult a qualified professional who knows the details of your business.

Third-party links

This site may contain links to third-party websites such as software publishers, industry associations, and resource pages. Those sites are not under our control. We provide the links for convenience only and do not endorse, guarantee, or take responsibility for the content, privacy practices, or accuracy of any third-party site.

Limitation of liability

The information on this website is provided “as is” without warranties of any kind, whether express or implied. We try hard to keep it accurate and current, but we do not guarantee that it is error-free, complete, or always available. To the fullest extent permitted by law, S. Kopstick & Associates Inc. and its principals will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or any content on it.

Nothing in these terms limits liability that cannot be limited under applicable law.

Changes to these terms

We may update these terms occasionally to reflect changes in our services, the law, or how the site works. The “last updated” date at the top of this page will always show when the most recent change took effect.

Governing law

These terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable in it. Any dispute arising from your use of this site will be heard in the courts of Ontario.

Contact

If you have any question about these terms, please email samuel@skassociates.ca.